Business Risks

A business takes years to build - but an accident or disaster could destroy it all in minutes. That’s why businesses should help protect themselves with a quality business insurance pack.

Business owners can benefit from taking out an affordable and comprehensive business insurance pack to help protect them from the main risks involved in running a business.

What can business insurance cover?

Broadform Liability

Legal liability to pay compensation for personal injury/property damage

Machinery Breakdown

Damage to machinery caused by breakdown/damage to equipment caused by fusion, explosion/collapse. Refrigerated or frozen goods can also be covered against deterioration.

General Property

Property that is moved around, such as tools of trade, professional equipment (excludes Stock)

Theft & Money

Theft of contents and/or stock and money

Business Interruption

Shortfall in your income/gross profit caused by interruption to your business after an insured loss

Electronic Cover

Insured Damage to Electronic Plant or any part of an Insured item of Electronic Plant as per policy wording and type of cover obtained.

Glass

Breakage of internal and/or external glass and signs

Business Property

Damage to buildings, contents/stock caused by fire, perils and accidental damage